Consider Moving to Peru [Guide for American Expats]

No, it doesn’t shock me that you’re thinking about moving to Peru. The people in your life might question your sanity for trading the greatest country on earth to living in a developing country. But I’m not brainwashed like they are.

It totally makes sense that you are in search of international destinations with better climates, a low cost of living, and less gun violence.

Different regions of Peru, including the capital city of Lima enjoy year round mild weather and less than 6 inches of rainfall per year.

You can find rent for $200 to $400 per month in smaller cities and remote areas. Even in the urban areas and city center there are significant cost savings versus large cities in the United States.

Anytime an American scoffs at someones desire to relocate abroad they cite safety as a concern. Virtually every country on Earth is safer than the United States. The murder rate with guns 97% higher per capita in America than Peru.

Skip to:

• Retiring in Peru
• Peru for Families
• Pros & Cons of Living in Peru
• Best Areas of Peru for Americans
• Visa Options for US Citizens
• Cost of Living in Peru
• Life in Peru as an Expat
• Plan Your Move to Peru

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Why Should Americans Consider Moving To Peru?

Cultural Richness

Peru has a vibrant cultural heritage that blends indigenous culture, Spanish, and other influences. You can explore ancient sites like Machu Picchu and enjoy colorful festivals year-round.

Cost of Living

Compared to most places in the United States, the cost of living in Peru is quite low. Housing, food, and services can be more affordable, allowing you to enjoy a comfortable lifestyle without overspending. 

Beautiful Landscapes

From the Andes mountains to the Amazon rainforest, Peru’s landscapes are breathtaking. Living here gives you easy access to outdoor adventures and stunning natural wonders.

Friendly Communities
Peruvians are known for their hospitality and warmth. This friendly atmosphere can help you feel at home quickly.

Strategic Location

Being in South America, Peru offers a strategic location for exploring the rest of Latin America. U.S. citizens can easily continue to work American hours because Peru is in the Central time zone, same as Texas.

Who I Am & How I Can Help You Move Abroad

I’m Veronica, an American expat who left the grind behind and built a life of global freedom. If you’re ready to move abroad but feel stuck on where to go, how to qualify for a visa, or what to do next, I can help.

My Exit Plan Coaching Call is designed to give you a clear, step-by-step plan to make your move happen—whether you’re a digital nomad, retiree, or relocating with family. We’ll map out the best visa options, discuss affordable living, and create a strategy tailored to your financial situation and goals. 

Don’t let uncertainty hold you back—book your Exit Plan Call today and start your journey abroad with confidence. [Schedule your call here →]

Retirement In Peru

The government of Peru has made it very easy for retirees to go enjoy their golden years in South America.

As a resident you will be entitled to public healthcare, however most immigrants opt to get private insurance. Quality of service and ease of use will be much more familiar in private clinics and private hospitals.

There is a robust network of expats especially in coastal areas. You will have no trouble finding like minded people who have similar hobbies and mindsets. The only thing to keep in mind is that expat populations do have a lot of fluidity and family obligations or health concerns do affect the permanence of relationships you may form.

Peru For Families

Moving to Peru with your family is totally doable. You have multiple international schools in Lima and Cusco to choose from. Advanced students can benefit from the international baccalaureate curriculum which will give them a leg up for higher education pursuits.

If the cost of international schools feels out of reach there are also private schools which typically operate in Spanish but have better educational outcomes than public schools. 

Families moving abroad to save money will often think public schools are the best for integration and financial reasons. However, you have to consider that educational paths lead to eventual economic paths. And in developing countries those paths are usually less than ideal.

Peru can become an amazing place to raise a family. You are at the intersection of ancient ruins like Machu Picchu and on the cutting edge of new innovation. Yet, so much of the privilege you will experience as a foreigner is because you are bringing in American size salaries.

Creating a new life in Peru can amazing and eye opening about how immigration to developing countries affects local communities.

Pros Of Moving To Peru

Moving to Peru is definitely a net positive in my eyes. You’ll find a rich cultural heritage with one of the world’s most famous Unesco World Heritage site destinations in your backyard.

These landmarks bring history to life and attract visitors from all over the world. The vibrant tourism industry means you are likely to have family and friends come down to visit you.

The country has one of the fastest growing economies in South America. Rich in natural resources, the mining industry plays a significant role in its development.

Sun chasers will enjoy Peru due to its pleasant climate. You can situate yourself directly between coastal regions and a mountain range, giving you lots of opportunity to enjoy nature.

When it comes to culture, Peruvian daily life is lively and colorful. The indigenous people contribute to a unique blend of traditions and modern influences.

Cons Of Moving To Peru

Moving to Peru comes with its own set of challenges. One of the biggest issues is the traffic, especially in the largest city of Lima, where constant honking and congestion can be stressful. If you’re used to the efficient public transport in Europe or Asia, you might find getting around a bit chaotic.

Crime rates are another concern. While violent crime is significantly lower than the United States, petty crime is higher due to poverty. Be sure to practice normal safety precautions by not flaunting wealth.

The cost of living is generally lower compared to the United States, but earning a good wage might be tough if you are depending on the local economy. For expats, finding well-paying jobs can be challenging. While it is a good place to live it is a difficult place to earn a living, so plan your finances accordingly.

Infrastructure in Peru may not meet the standards you’re used to. You might experience power outages, water issues, or slow internet in certain areas. Access to good healthcare is limited, especially outside major cities.

Lastly, language barriers could pose challenges if you’re not fluent in Spanish. While you can find English speakers, daily interactions might require language skills.

Where To Live In Peru?

When moving to Peru, you have many choices, from bustling cities to serene rural areas. Each area offers different experiences, influenced by Peru’s diverse landscapes.

Big Cities Vs. Rural Areas

Big Cities: Peru’s largest cities, like Lima, Arequipa, and Mancora, offer urban living with access to modern amenities. Everyday you will experience Peruvian culture as you walk amongst the remaining colonial architecture while being just blocks away from the Pacific Ocean. These cities provide better healthcare and educational facilities.

Rural Areas: For a quieter life the countryside offers stunning views of the Andes and proximity to archaeological sites of the Inca Empire. While these areas are peaceful, remember that access to services like healthcare can be limited. Living near the Amazon rainforest or remote landscapes might require more planning, but the beauty and tranquility can be worth it.

Americans In Peru

If you’re thinking about moving to Peru, you’re not alone. There are an estimated 41,000 U.S. citizens who have chosen to make Peru their home. There’s a mix of people who relocated for work, a short time adventure, or retirement.

A lot of expats have found welcoming communities. In Lima, neighborhoods like Miraflores or San Isidro offer a comfortable living experience, even if you don’t speak Spanish. People are generally friendly and open to foreigners.

Living as an American in Peru can be an enriching experience, but there are some challenges. Political unrest can be a concern, especially in larger cities. Be sure to stay informed and take the same safety precautions you would in any major city.

Visa & Residency Options For Americans

You’re sold on the idea of moving to Peru. Now you want to know the visa requirements. I got you.

You aren’t trying to get a work visa because of a job offer or employment contract and you aren’t trying to turn a tourist visa into a business visa, you just want to go live in Peru.

The resident visa my clients would utilize is called the Rentista visa. You will need to prove permanent income of $1,000 USD to the Peruvian consulate while requesting this visa.

Typically, this visa is known as the retiree visa because people would use social security payments, pension income, or general retirement funds to qualify. However, there doesn’t seem to be an issue with people using other sources of passive income such as rental income, investments, or online income assuming it can be established to be permanent.

Cost Of Living In Peru

When moving to Peru, you’ll find that the cost of living is quite affordable. Generally, people can cover their basic monthly expenses on a budget of around $2,000 or less. This makes it one of the least expensive countries in South America.

A family of four might spend about $1,870 monthly, excluding rent. If you’re a single person, expect to spend around $523 without rent. These costs cover essentials like food, transportation, and other basic needs.

Your biggest expense will likely be housing. Rent varies based on location and size of your dwelling.

Using a rewards credit card can be convenient, but remember that some places might prefer cash. Always have some local currency on hand for small purchases.

Real Estate And Renting In Peru

Thinking about moving to Peru? Finding a place to live is a top priority. Real estate agents in Peru are your go to experts for both renting and buying. They know the local market and can guide you to the best options. Get a short-term rental or a long-term lease both through a real estate agent.

Explore neighborhoods carefully. The experience and life you will create in Peru will be highly dependent on the block you choose to live on. If you have amazing neighbors your new life is instantly better off than if you choose an unwelcoming block.

In Peru, apartments and houses vary greatly in price and style. You can choose between modern city apartments and charming traditional homes. Apartment hotels offer a flexible option for a stay that combines the comforts of home with hotel-like services. These are perfect if you’re not ready to commit to a long-term lease.

Renting in Peru is generally straightforward. Most leases require a deposit, often equivalent to one or two months’ rent. Be sure to inspect the property thoroughly before signing any agreements. Check for working appliances, water pressure, and secure door locks.

If you have pets, make sure your potential home is pet-friendly. Online platforms like FazWaz.com.pe feature listings with photos, prices, and floor plans. This can help narrow down your search.

Everyday Life As An Expat In Peru

Living in Peru offers a unique blend of local culture and worldwide influence. 

One great way to connect with the local community is by becoming a regular at a mom and pop restaurant. Go on a hunt for every place within walking distance that serves local cuisine. One of the most famous dishes is lomo saltado, which is a stir-fry with beef, onions, tomatoes, and fried potatoes.

Expats and Peruvian citizens bond over the wide variety of live music on display at restaurants and community festivals.

There are many food markets where you can get fresh produce and practice the local language with your neighborhood vendors.

As you get settled after moving to Peru, everyday life may also include connecting with nature, learning to enjoy the slow pace of life, and finding ways to become a calmer version of yourself.

Access To Healthcare In Peru

When moving to Peru, it’s best to set up private insurance. Public healthcare facilities are accessible to all residents, but the quality and resources can vary greatly. You might find long wait times and limited services in public hospitals.

For better facilities, most expats use private healthcare. Private hospitals in Peru generally offer higher standards of care and more comfortable amenities. The private healthcare system is appealing if you want quick access to medical care.

Safety In Peru

When moving to Peru, it’s important to consider safety. Peru is generally safer from violent crime compared to America, but you should always stay vigilant.

Crime: Crime rates vary. In cities, be careful of pickpocketing. Use caution in crowded places.

Travel Advisory: Some areas have warnings due to protests and unrest. Check for updates before traveling.

Healthcare Access: In rural areas, access to healthcare is more limited. Plan ahead for emergencies.

Community Safety Tips:

• Stick to well-traveled areas.
• Avoid carrying valuables visibly.
• Use registered taxi drivers or ride-sharing services.
• Download Spanish on Google Translate to assist with the language barrier.

Emergency Contacts: Keep local emergency numbers handy.

Challenges Of Moving To Peru

Moving to Peru can come with challenges. Traffic in Lima is often intense, making commutes longer than you might expect. Public transportation is available but is often crowded.

When coming from North America or Western European countries, getting used to Peru’s different culture might be tough. People’s demeanor and motivations might be unclear compared to your home country.

Understanding local laws is critical. Navigating bureaucratic processes in your new country can take time and patience. It’s wise to familiarize yourself with basic legal processes before diving in.

In Peru, relying on credit cards may not always be an option. Many people and businesses prefer cash.

Government services may not always match what you know from home countries. Access to things like welfare and healthcare can vary. It’s a good idea to have a backup plan just in case.

Despite these challenges, moving to Peru offers a chance for new experiences and learning opportunities. Embracing the cultural differences can lead to a fulfilling life.

Moving To Peru From The U.S.

Thinking of moving to Peru from the U.S.? Planning ahead is essential for a smooth transition.

Your first step in any international relocation is to secure your visa. Once you are given the green light from the Peruvian immigration department, then you can worry about the next steps.

Most of my clients assume that hiring an international moving company is a high priority. I always advise a cost benefit analysis to see if shipping your entire life is really worth the hassle. Unless you are moving to Peru on a work permit and a shipping container is part of your employment contract, I generally advise purging everything and starting fresh.

Every situation is different of course, but items like furniture are sometimes not suited to the new climate or logistically can’t fit inside the residence you end up picking. Anyway, my general guidance is to purge and re-purchase during an international move.

Is Moving To Peru A Good Idea?

Anyone who has made it this far in the article is obviously very serious about a potential move to Peru. If you are looking for reasons why moving to Peru is a bad idea, you won’t find them in this article.

Peru has a rich history and affordable cost of living. In terms of ticking all the boxes for Americans looking for a new home abroad, Peru has it all. And in 2026 Peru will even have an Ikea.

I can’t wait to hear from my lovely readers as you make the leap and get your Rentista visa in Peru.

FAQ: Moving to Peru