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Living in Dominican Republic was a dream come true. Back in 2020 my family found refuge from the pandemic in a small town on the north coast of the Dominican Republic. It was the perfect place for my girls to soak in the sun, get back to school, and connect with nature.
The Caribbean Islands are a tropical paradise that changes the vibration of life. There was no stress. Even the hard things didn’t seem so bad because life was so calm and peaceful.
We had never been to the Dominican Republic before deciding to pack up our eight suitcases and make it our new home. Even after moving to other countries, we have gone back to our old neighborhood to visit because we love it so much. Someday we know we will end up with a permanent vacation home there.
I can’t wait to help you move to a new country that combines warm turquoise water and warm people.
Skip to:
- Retire in Dominican Republic
- Family Life in Dominican Republic
- Pros & Cons of Living in Domincan Republic
- Best Areas of Dominican Republic for Americans
- Visa Options for US Citizens
- Cost of Living in Dominican Republic
- Life in Dominican Republic as an Expat
- Plan Your Move to Dominican Republic
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Why Americans Move to the Dominican Republic
One of the most common requests I get is to only include countries in the same time zones as the United States. For half the year you will overlap and be in the same time zone as New York.
The other major factor is cost of living. You can enjoy reasonably priced housing, food, and healthcare. This financial allure allows you to stretch your budget further while experiencing a comfortable lifestyle.
A warm, tropical climate is another enticing feature. If you prefer sunshine and mild temperatures, you’ll find this island paradise appealing. The consistent weather offers outdoor activities year-round, making it easy to embrace a more relaxed and outdoor lifestyle.
Quick flights from many major cities make access feel easy.
The stunning natural scenery, from beautiful beaches to lush mountains, offers endless exploration opportunities. Whether you love surfing, hiking, or simply relaxing by the shore, you’ll find your niche. This abundance of natural beauty contributes to a slower and more fulfilling pace of life.
Who I Am & How I Can Help You Move Abroad
I’m Veronica, an American expat who left the grind behind and built a life of global freedom. If you’re ready to move abroad but feel stuck on where to go, how to qualify for a visa, or what to do next, I can help.
My Exit Plan Coaching Call is designed to give you a clear, step-by-step plan to make your move happen—whether you’re a digital nomad, retiree, or relocating with family. We’ll map out the best visa options, discuss affordable living, and create a strategy tailored to your financial situation and goals.
Don’t let uncertainty hold you back—book your Exit Plan Call today and start your journey abroad with confidence. [Schedule your call here →]
Retirement In Dominican Republic
Considering retirement in the Dominican Republic is a smart choice. The country offers warm weather, beautiful beaches, and a relaxed lifestyle that is perfect for those looking to enjoy their golden years.
Costs: It’s possible to live comfortably with a budget of $1,500-$2,500 per month. This covers essentials like housing, food, and utilities. Hiring a full-time helper to cook and clean will cost around $300 per month.
Visa Process: Obtaining a retirement visa, known as the pensionado, is relatively straightforward. This allows you to reside in the country legally by proving a stable income from pensions or retirement funds.
Lifestyle: Living in the Dominican Republic means embracing a more tranquil pace compared to North America. You can enjoy cultural activities, beautiful landscapes, and a welcoming community.
Healthcare: Getting private health insurance and using private hospitals for healthcare services is an option. Legal residents can utilize the public healthcare system.
Community: There are thriving expat communities, providing opportunities to meet like-minded retirees and engage in social activities.
Dominican Republic For Families
Living in the Dominican Republic offers a unique experience for families. You can enjoy a friendly community atmosphere where family values are cherished.
We decided the safest place to live would be a gated community, which is common throughout the entire country. Having access to both our personal home swimming pool as well as a community pool and a community beach gave us a variety of options.
Local schools are not usually the ideal situation for Americans living in Dominican Republic. There are numerous international schools that serve pre-school all the way through high school. We had an amazing experience with ISLA which has two campuses on the north coast.
Even though there are tons of outdoor activities like surfing, horseback riding, zip-lining, swimming, and hiking, don’t sleep on the rich history. There are connections to Christopher Columbus, chocolate factories, and a colonial area listed as a Unesco World Heritage site.
Keep in mind that in many areas prostitution exists legally and out in the open. There were times we left a swimming pool or beach area because of lewd activity.
Pros of Moving to DR
Tropical Climate: Experience year-round sunshine and warmth when living in the Dominican Republic. The tropical climate provides a comfortable lifestyle, perfect for enjoying outdoor activities and the stunning natural surroundings. Pick your city based on the best options to avoid hurricanes during the rainy season.
Stunning Beaches: Immerse yourself in the beauty of white-sand beaches lined with palm trees and surrounded by the crystal-clear waters of the Caribbean Sea. The island of Hispaniola offers some of the most beautiful beaches you can find, perfect for both relaxation and adventure.
Rich Culture and History: Discover a vibrant culture with influences from African, Spanish, and Taino heritages. The Dominican Republic is filled with fascinating historical sites, vibrant festivals, and lively music, providing an enriching experience for those who appreciate cultural diversity.
Outdoor Activities: Embrace the opportunity to engage in exciting water sports like snorkeling, surfing, and diving in the warm turquoise waters. The Dominican Republic’s location by the sea makes it ideal for ocean enthusiasts.
High Quality of Life: Enjoy a comfortable lifestyle with a low cost of living and a less stressful pace. The locals are known for their friendly and welcoming nature, making it easy to build a community and feel at home.
Cons of Moving to DR
Moving to the Dominican Republic can be an adventure, but you should be prepared for some challenges.
The country is prone to tropical storms, especially during the rainy season, which runs from May to November.
You might experience heavy rainfall, floods, and high winds, particularly along the Atlantic Ocean coastline.
The infrastructure in the Dominican Republic can be unreliable. Basic utilities like electricity and water are not always consistent.
You may also find limited options for high-speed internet, which can affect your daily routine.
Economic disparities are noticeable, with many Dominicans experiencing poverty.
The relaxed lifestyle and slow pace can test your patience, particularly when dealing with government services or businesses.
Insects and critters are a constant reality in Caribbean nations. It took us months to fully heal from our perpetual mosquito bite wounds.
Best Places to Live in the Dominican Republic
When considering living in the Dominican Republic, several locations stand out for their unique charm and amenities.
Santo Domingo, the vibrant capital, is perfect for those who enjoy city life. You will find every major brand and company in the surrounding areas.
Offering a mix of historic areas like the Colonial Zone and modern neighborhoods such as Piantini and Bella Vista, there’s a place for everyone.
If you’re looking for a beach lifestyle, Punta Cana, located on the eastern tip of the island, boasts stunning white-sand beaches. The area is renowned for its resorts and vibrant nightlife.
Puerto Plata on the north coast offers a more laid-back atmosphere compared to the bustling big cities. Neighborhoods like Sousa Ocean Village and Casa Linda community have reasonable property prices and have security 24/7.
For a blend of nature and expatriate community, Las Terrenas is a popular choice. Located on the north coast, it offers pristine beaches and a cosmopolitan feel with a mix of local culture and international residents.
Those seeking proximity to both the city and beach might consider Boca Chica on the southern coast, popular for its easy access to Santo Domingo and beautiful bay.
Americans in Dominican Republic
If you’re an American considering living in the Dominican Republic, you’re not alone. Many North Americans, including Canadians and British citizens, enjoy the vibrant culture, warm weather, and friendly locals.
There are 11 million people living in Dominican Republic. Of those, Forbes Magazine estimated 450,000 are foreign born. Americans are thought to make up 100,000 residents.
English is widely spoken along with French, Russian, and of course Spanish being the primary language.
There are thriving pockets of expat communities with networking groups, tennis competitions, and equestrian enthusiasts. You will find every hobby and personality type looking to connect with other foreigners.
Visa and Residency Options for Expats
If you’ve decided to live in the Dominican Republic, you have made a wonderful choice. Now you need to jump through the proper hoops to get your residence permit.
You will need to visit a Dominican consulate or embassy in your home country or country of residence. You will apply for a residency visa (RS).
Generally, my clients will be looking at the passive income visa or the retirement visa.
- Retirement Visa: In order to qualify for the jubilado or pensionado (retiree or pensioner) visa, you will need to demonstrate $1,500 USD per month.
- Passive Income Visa: This visa is granted for rental property income, investment disbursements, or any kind of passive income in excess of $2,000 USD per month.
In both cases, dependents can be added to the primary application with an additional $250 of monthly income.
Emergency Option
There is one additional option for those who don’t feel they would qualify for regular entry requirements. Dominican Republic has regularized their overstay penalties into an exit fee chart. What the heck does that mean? It means, if you arrive as a foreign national and enter as a tourist, then just don’t leave, you aren’t likely to be locked up in chains if you are caught.
Instead, there is a counter at the airport where you simply pay an exit fee, they will issue you a receipt and you just proceed to leave. You are not prevented from re-entering later and there is no indication of your over-stay in your passport. For example, if you overstay your 30 day tourist visa by 10 days the fee would be RD$3,500 which is around $55 USD at the time of writing. If you decided to just stay in your Caribbean paradise for five extra years your exit fee would be RD$28,000 which is around $444 USD.
Understanding the Cost of Living in the Dominican Republic
Living in the Dominican Republic is more affordable compared to many Western countries. The cost of living is generally lower, making it an attractive destination for expats.
You can enjoy a comfortable lifestyle without spending a fortune, thanks to lower prices for goods and services.
For a single person, monthly expenses may be around $1,355, including some luxuries.
Most utilities including water, internet, and cell service are reasonably priced. We did find electricity to be quite pricey which prevented us from exploring getting an electric vehicle.
Rent is another area where you can save significantly. On average, rent is about 76.7% lower than in the United States. We stayed in a variety of accommodations which ranged from beachfront penthouse condos to luxury villas.
Food costs can be kept low by shopping at local markets and cooking at home. Imported goods might be pricier, so local products are often the more economical choice.
For transportation, options like guaguas or buses and shared taxis are inexpensive.
The local currency is the Dominican peso, and it’s wise to stay updated on exchange rates. Currency fluctuations can impact your budget, especially if your income is in a different currency.
Buying or Renting Property in the Dominican Republic
I highly recommend starting with short-term accommodations as you decide what kind of residence works best for you. We stayed in multiple beachfront condo buildings before deciding condo living was not our thing. Ultimately we ended up renting a luxury villa in a gated community for the majority of our life in D.R.
Before you go contacting random properties you will want to get in touch with your own real estate agent. Real estate agents handle both rentals and purchases in Caribbean countries.
Using an agent saved us many stressful situations as we ran into issues with properties we rented. Having an advocate working on your behalf who knows local laws is indispensable.
Your best bet for finding the tropical home of your dreams is to walk around and pick your exact neighborhood on foot. Every experience will be dramatically different based on the exact block you end up living on. Being next to the party house is an experience ruiner whereas being next door to a neighbor with an inflatable outdoor movie screen can be an experience maker.
Don’t commit to buying before you have a chance to really experience the local area. Fully furnished rentals are the norm and you can scoop up rentals for smoking deals if you arrive in the off-season.
Everyday Life as an Expat in the Dominican Republic
I can speak to life in smaller towns in the Dominican Republic. We spent our year living in Cabarete which is a one-street town directly on the ocean.
We could wake up and go downtown for a full American breakfast for around $3 USD. Sure we would be eating at a table on the sidewalk and women would sell you fruit from their baskets while street dogs roamed for scraps, but it was a whole vibe.
Rural life is centered around the outdoor experience. We lived in the pool or at the beach. The kids did horseback riding after school and surf lessons before school. On weekends there were local markets or birthday parties to fill our time.
We would go visit tourist areas to do novel things like feed monkeys, see alligators, or zip line through the jungle.
Major cities like Santo Domingo and Punta Cana brought a mix of modern amenities like 4-D movies and diverse food options. I grew up in Seattle, so there was a Starbucks on every corner. It was such a change to be three hours from the capital city where the closest Starbucks existed. But, I wouldn’t trade it for anything.
Rural areas in America are boring, but rural areas in a Caribbean country are paradise. You get so much of the natural beauty to yourself when you get out of the city center.
Navigating everyday life in the Dominican Republic as an expat is pure bliss.
Healthcare System in the Dominican Republic
Understanding the healthcare system is crucial when living in the Dominican Republic.
It consists of the public and private sectors, each offering distinct levels of care. We were brand new expats when we lived in the Dominican Republic, and we just paid cash for all of our routine care. A doctor’s visit will run you around $30 while a dental cleaning will cost about $25. We never had any major medical emergencies while in D.R. so I can’t speak to those costs.
Public hospitals provide accessible services, but the quality may vary. Private hospitals and clinics generally offer higher-quality care, often meeting international standards.
Public Healthcare
Public healthcare is available to residents through facilities like hospitals and clinics. Though affordable, these services sometimes lack resources. Expect longer wait times and fewer amenities compared to private institutions.
Private Healthcare
Private hospitals and clinics offer superior services, though costs are higher.
Many residents and expatriates opt for private health insurance to access these facilities. This coverage can ensure you receive prompt and comprehensive care without the long wait times typical of public services.
Private Insurance
Private health insurance is recommended for expats.
It allows you to access private hospitals and clinics, ensuring better medical services. Various plans are available, so consider your needs when choosing a policy. This insurance can cover specialist care, treatments, and hospital stays.
Safety in Dominican Republic
Crime rates can vary, with incidents such as bag-snatching and pickpocketing more common in urban areas. Staying alert and aware of your surroundings can help you avoid these issues.
Certain neighborhoods are known for their safety. High-end or gated communities often provide a more secure environment. Exploring these options might be beneficial if safety is a primary concern for you.
While most visits are trouble-free, it’s still wise to take precautions.
One of the houses we lived in for a month didn’t even have any exterior doors, only a curtain acted as a front door. Because it was in a gated community there were no issues with safety even with no doors.
The Dominican authorities work to maintain safety, but situations like carjacking or violent crime can occur. It’s a good idea to stay informed and follow advice from local authorities during your stay.
Natural hazards like hurricanes and tropical diseases also pose risks.
Being prepared and knowledgeable about emergency procedures can help you manage these risks effectively. Access to safe food, water, and sanitation facilities is also crucial, especially in remote areas.
Things to Consider Before Moving
Climate and Clothing: The Dominican Republic, located in the Caribbean, offers a tropical climate. The weather is humid, so wearing light and casual clothes is essential. Evenings can be cooler, making them more comfortable.
Cost of Living: Living in Dominican Republic is notably affordable compared to many other places. Costs for housing, groceries, and healthcare are less intimidating. You can stretch your budget further, enjoying the benefits of living in this beautiful island nation.
Legal Requirements: For residency, you’ll need a few documents: a completed visa form, a passport photo, a valid passport, a medical certificate, and a criminal record certificate. It’s crucial to prepare these in advance.
Local Culture and Language: Spanish is the official language, so learning some basics will enrich your daily life and interactions. Embrace the rich culture and vibrant music that defines the friendly spirit of the country.
Healthcare and Facilities: Healthcare in the Dominican Republic is accessible, but it varies in quality. It’s recommended to have health insurance. Familiarize yourself with nearby healthcare facilities in your chosen area.
Transportation: Public transportation is available, but renting or owning a car might be convenient depending on your location. Evaluate your transportation needs based on your daily activities.
Safety Considerations: Like any place, safety is important. Stay informed about your surroundings and choose well-regarded areas to live. Taking common-sense precautions will help ensure a safe experience.
How to Move to DR from the U.S.
To move to the Dominican Republic from the U.S., start by securing a temporary residence visa.
U.S. citizens can apply for this visa at a Dominican consulate. Prepare your passport, a completed application form, and additional documents like a background check.
Engage with local expat communities. Connect with other U.S. citizens who have already moved to the DR. They can offer valuable advice and support during your transition.
It is easiest to purge your belongings and just pack suitcases for your move to the Dominican Republic. Many people don’t realize how harsh the sea air can be on our belongings and buying items like furniture locally ensures they are using materials that are best suited for the climate.
Is the Dominican Republic the Right Move for You?
The Dominican Republic offers a diverse lifestyle. This Caribbean nation is known for its beautiful beaches and vibrant culture. It can be an attractive destination if you enjoy tropical weather and an outdoor lifestyle.
We loved the Dominican people and our amazing year of sand covering everything and lizards watching movies with us. Both my kids want to move back there without hesitation. I am absolutely on board with going back at some point.
What I realized about expat life from our friends down in D.R. is that success is mostly mindset. We lived in seven different places over the first several months before finally settling somewhere and some people would have shut down before ever getting to the good part. Our friends arrived in D.R. to a rental where the water only worked from a hose outside. They showered outside for weeks before the problem was finally fixed. I know so many people would have given up and gone back home under conditions like that. But they have had a lovely life for a decade because they pushed through with a positive mindset.
So, can I promise that you will arrive to a red carpet welcome and in perfect conditions? Absolutely not. That won’t stop me from shouting from the rooftops about how great living in Dominican Republic ended up being for our family.
