Moving to France as an Expat [Ultimate Visa Guide]

Most people would never think moving to France would ever be a possibility for them. And I’m sure you didn’t expect to see a French visa on the list of cheapest places to qualify for residency. 

I’ve got a surprise for you! The French government actually controls eleven other places that your French long stay visa would allow you to go live.

In this article you will find out the best way to move to France along with French Overseas Departments, French Overseas Collectives, and French Overseas Territories.

French Overseas Departments (DOM)

• Guadeloupe (Caribbean)
• Martinique (Caribbean)
• French Guiana (South America)
• Réunion (Indian Ocean, near Madagascar)
• Mayotte (Indian Ocean, near Comoros)

These territories use the euro, follow French immigration laws, and are considered part of the EU.

You can move here freely with a French residence permit.

French Overseas Collectivities (COM)

• Saint-Pierre and Miquelon (near Canada)
• Saint-Barthélemy (St. Barts) (Caribbean)
• Saint-Martin (the French half of the island shared with Dutch Sint Maarten)

These regions are not considered part of the EU but still follow French immigration policy.

Residency in mainland France allows you to reside in these territories.

French Overseas Territories (Pays d’outre-mer)

• French Polynesia (includes Tahiti, Bora Bora, etc.)
• New Caledonia (South Pacific)
• Wallis and Futuna (South Pacific)

These places have their own immigration rules, but French residency holders can still relocate there without needing to re-apply for a visa.

It’s not automatic in paperwork (you will need to notify local authorities), but you’re allowed to go live there as a French resident.

Skip to:

• Can You Retire in France?
• Family Life in France
• Pros & Cons of Living in France
• Best Areas of France for Americans
• Visa Options for US Citizens
• Cost of Living in France
• Life in France as an Expat
• Plan Your Move to France

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Why Americans Are Moving to France

Escape from the Busy Life

Many people from the U.S. are moving to France seeking a slower pace. You’ll find a culture that values personal time and long, relaxing lunches. Life here can feel more balanced.

Appreciation of History and Culture

France is known for its rich history and culture. American expats will love exploring the old-world charm in cities like Marseille. You can see history in the architecture and daily life.

European Union Opportunities

Moving to France can also mean easier access to other European Union countries. Traveling between major cities in the EU is shockingly inexpensive.

Learning a New Culture

Living in a new country allows you to immerse yourself in different traditions and ways of life. France can offer you a fresh perspective on what a community-driven life can be like.

Long-Term Residency Possibilities

There are options to obtain French residency or even EU citizenship, making it easier for you to stay long-term or work in other European countries. This freedom is a big draw for many.

Love for the Country

Many Americans simply fall in love with France. Movies and novels set in Paris have ingrained a love of the country that lives in our hearts.

Who I Am & How I Can Help You Move Abroad

I’m Veronica, an American expat who left the grind behind and built a life of global freedom. If you’re ready to move abroad but feel stuck on where to go, how to qualify for a visa, or what to do next, I can help.

My Exit Plan Coaching Call is designed to give you a clear, step-by-step plan to make your move happen—whether you’re a digital nomad, retiree, or relocating with family. We’ll map out the best visa options, discuss affordable living, and create a strategy tailored to your financial situation and goals. 

Don’t let uncertainty hold you back—book your Exit Plan Call today and start your journey abroad with confidence. [Schedule your call here →]

Retirement In France

Thinking about retirement in France? It could be a dream come true. Known for its stunning landscapes and rich culture, France offers a lovely setting to call your permanent home during your golden years.

French healthcare is known for being excellent and accessible. As a retiree, you’ll have access to this system. Ensure you understand how to register and any costs involved before moving to France.

Living in France can offer a blend of relaxation and adventure. Whether you choose vibrant cities or quiet towns, establishing a permanent home here could be a rewarding experience.

Life in France for Families

Moving to France with your family gives you a built in reason to connect with other like minded people. We have found amazing communities through international schools around the world.

It is true that public schools are free, even for expats, however fitting in from day one with French locals is a tall order for children. Integrating with French culture gradually is much more realistic and causes less stress during your transition.

Anyone choosing to make France their home base long term should take the time to learn the French language. Not only will knowing the language help you integrate but it will give your children a better chance to pursue higher education in France.

Most Americans who are taking the bold step to relocate internationally are doing so, at least in part because of the safety concerns at all levels of school in the United States. Learn the language so you can secure  your children’s place in long term educational paths usually meant for EU citizens.

Pros of Moving to France

Moving to France is a legacy creating event. You are single handedly giving a new life to family members who haven’t even been born yet.

One of the big advantages access to non-toxic water and foods. French authorities don’t mess around with companies putting dangerous ingredients in their products.

You will also be trading the hustle culture of America for the work-life balance that the French have fought for.

Moving to France is a great way to experience a country with a rich history and culture. Museums, historic sites, and various local festivals celebrate its heritage every day.

The scenic beauty and diversity in France make it one of the most popular cities in the world for tourists. 

Getting around is simple with France’s accessible and convenient metro system.

Cons of Moving to France

Moving to France can be exciting, but you should be aware of some challenges. One major issue is the high cost of living, especially in big cities like Paris. Rent, groceries, and other essentials can be expensive compared to your home country.

French bureaucracy can be complex and frustrating. You might find the paperwork and procedures more complicated than you’re used to. 

Another challenge is the language barrier. While you can get by with minimal French at first, learning the language is important. It will help you communicate better and integrate into the community.

Some people experience feelings of exclusion due to cultural differences. French society can feel closed to newcomers. Making friends and getting accustomed to different social norms might take time.

Finally, high taxes can be a concern. France has a heavy tax burden, affecting your earnings. If you’re not prepared, this could be a financial shock.

Finding the Best Places to Live in France

Choosing where to live in France can be exciting. There are many wonderful French cities and regions, each with its own charm. If you’re moving to France, it’s essential to consider what each place offers.

Paris is well-known for its culture and history. It’s a major city with plenty of museums, restaurants, and events. However, it’s also one of the most expensive places to live.

Lyon is famous for its food. It’s less busy than Paris but still offers plenty of activities. It’s a great option if you love French cuisine.

Bordeaux is renowned for wine. Surrounded by vineyards, it’s perfect for wine enthusiasts. The city balances a historic feel with modern amenities.

Consider the French Riviera for stunning beaches and sunny weather. Cities like Nice and Cannes provide a blend of relaxation and luxury. It’s an attractive choice, especially if you love the sea.

Look at Toulouse for a more budget-friendly option. Known as “La Ville Rose,” it has a warm atmosphere and many parks. It’s one of the best places for those seeking a friendly community.

Marseille offers a mix of cultures and a vibrant port life. It’s one of the larger cities with a relaxed Mediterranean vibe. Enjoy fresh seafood and diverse neighborhoods.

These cities offer diverse lifestyles and opportunities. Think about your lifestyle and preferences when deciding on your new home. Explore a few places before choosing where you’ll settle.

Americans in France

Moving to France can be an exciting adventure for Americans. According to the Association of Americans Resident Overseas there are around 117,000 Americans living in France.

This figure would include dual passport holders, international students, government workers, diplomatic employees serving overseas, military personnel, and a lot of people sponsored by employers on temporary assignments.

Visa Options for Moving to France

You know in this article series I don’t include visa requirements that include enrolling in schools or getting some specific employment. The only cheap visa process in France that will give you a residence permit is the Long-Stay Visa.

The legal requirements for this the type of visa are based on your ability to prove self suficiency. In this specific situation French embassy wants to see passive income (i.e. retirment icome, rental income, investment account dispersements) equaling salaire minimum légal en France pour un temps plein, which means the minimum wage for full-time work.

As of May 2025 that monthly salary requirement equals €1,426.30. The unfortunate news, is that because of recent events the American dollar has lost value over the past two months. Just two months ago this French income minimum would have converted easily to under the $1,500 USD maximum for this article series.

I am keeping this French visa application process as part of the series for now, because I am hopeful that currency fluctuations level out. Let’s all cross our fingers.

Cost of Living in France

Moving to France on a budget does take careful planning. It’s important to know the cost of living before making the next move.

The average monthly expense for a single person outside of Paris is about €1,800. This includes daily needs like groceries and transportation. If you’re in the suburbs, renting a one-bedroom apartment might cost between €600 and €900. Near Paris, this could go up to €1,500 or more.

France offers a high standard of living with robust social systems. Healthcare and public services are well-developed, providing quality services to residents. It’s also noted that housing prices in France are, on average, 34% less than in the United States for similar accommodations.

Taxes are another important factor. When moving to France, you will need to submit a French tax return if you’re working or earning an income. Understanding the tax system can help with budgeting your monthly expenses.

Below is a simple breakdown of some monthly costs in France:

• Groceries: €200 – €300
• Transportation: €60 – €100
• Utilities: €100 – €150

By planning carefully, you can enjoy your new life in France without breaking the bank.

Real Estate and Renting in France

Thinking about moving to France? Whether you’re looking for an apartment in the city center or a quiet place in the country, there are some things you should know.

French Apartments: Most properties are unfurnished. In some cases, you might find semi-furnished places which include basics like kitchen cupboards and bathroom fittings. If you want a brand new apartment, options are available, but they might be pricier.

Rental Process: Typically, the process involves showing proof of income, identity, and sometimes a guarantor. Real estate agents can help, but they might charge a fee. This fee is often a month’s rent.

Tenant Rights: As a renter, you have rights. The law requires landlords to maintain livable conditions. Deposits are usually equivalent to one month’s rent and should be returned if everything’s in good shape when you leave.

Remember, French real estate is all about relationships. There are no legal requirements to list a rental or home for sale publicly. A well connected agent will be able to find you a great place without wasting hours searching websites with outdated listings.

Everyday Life as an Expat in France

Adjusting to daily life in France can be exciting and challenging. During your first year, some of the most basic tasks, like opening a French bank account or dealing with an employment contract, may seem daunting. Make sure you have the necessary documents ready to ease these processes.

Joining expat groups can be really helpful. Connecting with other English speakers makes your transition smoother. These groups often share tips and advice, creating a supportive community.

Engaging in small talk with locals helps build relationships. While many French people understand English, trying to speak a bit of French shows respect and can break down barriers.

When moving to France, embracing the culture and lifestyle will enrich your experience. Mix with locals, explore, and enjoy what this beautiful country offers.

Healthcare and Insurance for Expats

When moving to France, know that the French healthcare system is regarded as one of the best globally. It combines both public and private healthcare services. Expats living in France can access state healthcare through the public system. 

You’ll need a Carte Vitale to use the public healthcare system. This green card is essential as it allows you to receive reimbursements for a portion of your medical costs. You may apply for it once you’re settled in France.

Private health insurance is another option, particularly if you’re waiting to qualify for the public system. Many expats opt for this as it can cover the costs that the state healthcare does not. Known as “top-up” insurance, it ensures more comprehensive coverage.

Safety in France

When moving to France, it’s crucial to know about safety. France is generally safe, but there are a few things to keep in mind. Large cities like Paris might have higher crime rates than the countryside. Pickpocketing in tourist areas is not uncommon. Always keep your belongings secure.

Terrorism can be a concern, and there are sometimes increased security measures. Stay informed by following local news. It’s a good idea to register your presence with your embassy or consulate.

When navigating through French cities, be careful near busy streets because driver’s can act crazy. Stay alert for any unusual activities. Passionate protests can erupt and cause confusion for authorities and attract opportunistic criminals.

In case of an emergency, know how to reach out for help. In France, the emergency number is 112. This number connects you to police, fire services, and medical help.

By staying aware and informed, your time in France can be rewarding and enjoyable. Moving to France offers a chance to experience a rich culture while creating a safe and meaningful life.

Challenges of Living in France

When moving to France, you might face several challenges. One of the biggest hurdles is the language barrier. If you are not fluent in French, everyday tasks can become difficult. Speaking the native language helps in socializing and managing everyday activities like shopping or visiting the doctor. Consider starting language classes before your move.

France is known for high taxes, especially for the middle class. Income and social security taxes can take a big chunk of your salary. This might impact your budget and lifestyle. Planning your finances ahead is crucial to avoid surprises when settling down.

Certain cultural norms might be unfamiliar depending on your country of origin. Adjusting to local customs requires openness and respect for French traditions. Something as simple as greeting with a kiss on the cheek instead of a handshake can be surprising.

Bureaucracy in France is often described as complex and time-consuming. Various permits and paperwork might take longer than expected. Staying organized and patient can help navigate this aspect more smoothly. Make sure to gather information specific to your situation, as requirements may vary.

How to Move to France from the U.S.

Moving to France can be a big transition, but with some planning, it can be exciting and rewarding. The first step is securing a long-stay visa. This is required for staying in France for over 90 days.

Once in France, one of the next moves is to register with the local authorities. This involves getting a residency permit. It’s important because it confirms your legal status in the country.

The most important thing to remember is renewing your visa every year for the first five years. After five years, you can apply for permanent residency and even French nationality.

The easiest way to handle this move is by hiring an exit plan consultant who is familiar with the chaotic timelines and out of left field requests the pop up in immigration.

The process may seem daunting, but there is no comprehensive guide that can cover every situation for a big move like this. All you can do is take the next step and keep doing that until they say yes.

Is Moving to France a Good Idea?

Thinking about relocating to France? The timeless charm and relative safety of France make it a hard yes from me. Your residence permit in France grants you access to eleven additional amazing potential homes.

It would be difficult to find a living situation not available within France or its territories. You can live on sunny beaches, in historic neighborhoods, on vineyards, or bustling cities. Anything you could want or need is available as a long term resident of France.

FAQ: Moving to France