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Many U.S. citizens are considering an international move in light of current circumstances. Moving to Costa Rica is a good option for many different reasons, which I will cover throughout this article.
Costa Rica has become a popular place not only because of the weather but also based on the cost of living. Living in Costa Rica while earning or living off of U.S. dollars allows for a very comfortable lifestyle.
Find out if moving to Costa Rica is an option you should explore.
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Why So Many Americans Are Moving To Costa Rica
Costa Rica is a beautiful country known for its lush rainforests, stunning beaches, and vibrant culture. It’s a popular choice for those seeking a high quality of life compared to the hustle culture of the states.
One reason many are moving to Costa Rica is the affordable cost of living. You’ll find that food, housing, and healthcare are generally more budget-friendly compared to the United States.
The country’s healthcare system is modern and accessible. Expats arriving with pre-existing conditions will appreciate the quality of medical care available especially if you opt for private insurance.
Costa Rica offers a warm climate year-round. If you love the sun, it’s a great place to enjoy outdoor activities.
Being a Central American country, Costa Rica is close to the U.S., making it easy for you to visit family and friends. Frequent inexpensive flights connect major cities.
Community spirit thrives here. Locals are friendly, creating a welcoming environment for newcomers. It’s a place where you can feel at home quickly.
Moving to Costa Rica really allows you to enjoy life at a slower pace.
Retirement In Costa Rica
Thinking of moving to Costa Rica for retirement? It’s a popular choice for many North Americans. The country offers a warm climate and welcoming communities. The cost of living is often lower than in the U.S., making it an attractive option.
To retire in Costa Rica, you’ll need a retirement visa. This visa requires a minimum monthly income of $1,000. This income can come from a pension or social security. Keep in mind, though, that this amount is just the minimum. You might want more depending on your desired lifestyle.
Healthcare in Costa Rica is another big draw. The country has a public healthcare system, known as Caja. You can also choose private healthcare, which is more expensive but offers more options. Expats often find healthcare here to be both high-quality and affordable.
When it comes to housing, Costa Rica offers a range of options. You can live in a beachfront community or a small village in the mountains. The choice depends on your lifestyle preferences. Many retirees choose to rent at first to get a feel for different areas.
Connecting with other expats can make your transition smoother. There are many communities where retirees gather for social events and activities. This can help you build a support network and adjust faster to the new environment.
Living in Costa Rica means embracing the pura vida lifestyle—a relaxed, easygoing way of life. This phrase, which translates to “pure life,” perfectly captures the essence of retirement in this beautiful country.
Who I Am & How I Can Help You Move Abroad
I’m Veronica, an American expat who left the grind behind and built a life of global freedom. If you’re ready to move abroad but feel stuck on where to go, how to qualify for a visa, or what to do next, I can help.
My Exit Plan Coaching Call is designed to give you a clear, step-by-step plan to make your move happen—whether you’re a digital nomad, retiree, or relocating with family. We’ll map out the best visa options, discuss affordable living, and create a strategy tailored to your financial situation and goals.
Don’t let uncertainty hold you back—book your Exit Plan Call today and start your journey abroad with confidence. [Schedule your call here →]
Costa Rica For Families
Moving to Costa Rica with your family can be an exciting adventure. It’s a place filled with natural beauty and friendly people. Schooling is a key aspect to consider. There are several options including public, private, and international schools. Each type has its own benefits, so it’s important to find what suits your family’s needs.
The school year for public schools in Costa Rica generally starts in February and ends in December. This might differ from what you’re used to. International schools generally stick to the August to June schedule that you are probably used to.
Public schools in Costa Rica are free and funded by the government. They can be a great way for your kids to learn Spanish and immerse themselves in the local culture.
Private schools offer different curricula and sometimes smaller class sizes. These schools might provide a more familiar environment if you come from abroad.
Then there’s the option of international schools. These often teach in English and follow an international curriculum, which can be ideal if your family moves frequently.
When moving to Costa Rica, think about what kind of educational setting will best support your child’s growth. Engage with the community and explore the options available to find the right fit for your family.
Pros of Moving to Costa Rica
Moving to Costa Rica offers a low cost of living compared to the United States and Canada. Many expats enjoy a laid-back lifestyle with stunning beaches, lush jungles, and warm weather year-round. Whether you prefer city life in San José or a quiet escape in small towns, there’s a perfect place for everyone.
Costa Rica has excellent health care, with both public and private options. The country’s pura vida culture promotes happiness, work-life balance, and outdoor adventure. The good news is that many U.S. citizens and Canadian citizensfind the relocation process easy with multiple visa options available.
The capital city has strong infrastructure, international schools, and modern amenities. Coastal areas offer some of the most popular places for retirees and remote workers. If you love nature, Costa Rica’s national parks and wildlife make it an unbeatable destination.
Costa Rica’s commitment to sustainability is another draw. The country is known for its efforts in conservation and renewable energy.
Cons of Moving to Costa Rica
Despite the perks, moving to Costa Rica comes with challenges. The application process for permanent resident status can be slow and bureaucratic. Expats often struggle with the language barrier, as Spanish is the primary language in most areas.
Some small towns lack modern conveniences, making it harder to access certain goods or services. Public transportation is limited outside of major cities, so having a car may be necessary. The rainy season can bring flooding, road issues, and high humidity, which some newcomers find difficult.
Crime is generally low, but petty crime like pickpocketing can be an issue in tourist areas. Costa Rica’s overall cost of living is lower than the U.S., but imported goods, cars, and private healthcare can be expensive. The country’s laid-back pace can also mean long wait times for services.
Where To Live: Best Places In Costa Rica For Expats
San José and Central ValleySan José, located in the Central Valley, offers city living with easy access to amenities. It’s close to major cities and offers a mix of urban and suburban life. The Central Valley is known for its pleasant climate and beautiful views of lush rainforests.
Atenas and Santa AnaConsider Atenas and Santa Ana if you prefer smaller towns with a relaxed vibe. They are great places with excellent weather and friendly communities. Both towns provide a good balance between peace and access to the city center.
Manuel AntonioManuel Antonio is a popular tourist destination famous for its national parks and tropical beaches. This coastal town offers stunning natural beauty and is ideal if you love outdoor activities and vibrant tourist areas.
Puerto ViejoOn the Caribbean Coast, Puerto Viejo is a lively town known for its beautiful beaches and vibrant culture. It’s a right place for expats seeking a laid-back atmosphere. Enjoy stunning coastal views and a strong sense of community here.
The Gold Coast and Pacific CoastThe Gold Coast, along the Pacific Coast, is known for its stunning beaches and upscale lifestyle. Coastal towns like Playa Flamingo and Nosara are popular places for those who enjoy beach life and easy access to outdoor adventures.
Each of these locations offers unique aspects of living in Costa Rica. When moving to Costa Rica, consider what lifestyle suits you best, whether it’s the bustling city life, serene rural areas, or beautiful coastal towns.
Americans Moving To Costa Rica
Thinking about moving to Costa Rica? You’re not alone. Many Americans find Costa Rica appealing thanks to its stable government and welcoming locals.
Costa Rica is home to 5.15 million people. As of last year there were approximately 120,000 Americans residing in Costa Rica.
Western immigration is having a significant impact on rising costs in both urban and suburban areas of Costa Rica. Any American citizen or Canadian citizen should be mindful of their effect on local communities.
Visa Options For Moving To Costa Rica
When moving to Costa Rica, understanding the various visa options is crucial. Depending on your reasons for moving, there are several types you can consider.
Tourist Visa: This lets you stay in Costa Rica for up to 90 days. After this period, you’ll need to leave the country or apply for another visa type.
Temporary Residency: Temporary residency is typically granted for two years. There are two core programs Americans will typically be looking at for gaining access to life in Costa Rica.
1) Pensionado Visa = Pensioner Visa
ARTÍCULO 81.-Para obtener la permanencia legal bajo la subcategoría de pensionados, laspersonas extranjeras deberán comprobar que disfrutan pensionesmensuales, permanentes y estables provenientes del exterior, cuyo montono podrá ser inferior a mil dólares, moneda de los Estados Unidos deAmérica (US $1000,00) o su equivalente.
ARTICLE 81.-To obtain legal permanence under the subcategory of pensioners, foreign persons must prove that they enjoy monthly, permanent and stable pensions from abroad, the amount of which may not be less than one thousand dollars, currency of the United States of America (US $1000.00) or its equivalent.
2) Rentista Program = Independent Means Visa
Typically, applicants fulfill this requirement by depositing $60,000 into a Costa Rican bank and providing documentation confirming access to at least a reoccurring $2,500 per month. This sum covers a spouse and children under 25, or older if they have disabilities. Additional family members may require a larger financial commitment.
ARTÍCULO 82.-Para obtener la permanencia legal bajo la subcategoría de rentistas, laspersonas extranjeras deberán comprobar que disfrutan rentas mensuales,permanentes y estables, provenientes o generadas del exterior o de losbancos del Sistema Bancario Nacional, por un monto mínimo de dos milquinientos dólares moneda de los Estados Unidos de América (US $2500,00)o su equivalente, por mes. Las personas extranjeras que deseen optar porestas subcategorías podrán amparar a sus dependientes para efectosmigratorios.Con dicho monto, el interesado podrá solicitar su permanencia legal, la de sucónyuge y la de sus hijos menores de veinticinco años o los hijos mayorescon discapacidad.
ARTICLE 82. -To obtain legal residence under the subcategory of annuitants, foreign persons must prove that they enjoy monthly, permanent and stable income, originating or generated from abroad or from the banks of the National Banking System, for a minimum amount of two thousand five hundred dollars in United States currency (US $2,500.00) or its equivalent, per month. Foreign persons who wish to opt for these subcategories may protect their dependents for immigration purposes. With this amount, the interested party may request legal residence for themselves, their spouse, and their children under twenty-five years of age or older children with disabilities.
Non-Residence Digital Nomad Visa:
A recent option for remote workers wanting to experience living in Costa Rica while working online. This visa is valid for 12 months and may be extended if you meet the conditions. Costa Rica’s digital nomad visa might be right for you if you are able to prove $3,000 monthly consistent income for yourself or $4,000 monthly consistent income if you are bringing a family.
ARTÍCULO 10- Condición de Trabajador o Prestador Remoto de ServiciosLas personas extranjeras que pretendan ingresar y permanecer en el país bajo la categoría migratoria de no residente, subcategoría de estancia, Trabajador o Prestador Remoto de Servicios deberán cumplir con los siguientes requisitos:a) Prueba de que percibe una remuneración mensual estable, rentas fijas o un ingreso mensual promedio, durante el último año, por un monto igual o superior a tres mil dólares (moneda de los Estados Unidos de América) o su equivalente. Si la persona solicitante opta por pedir los beneficios también para su grupo familiar, el citado monto de ingresos a demostrar podrá ser válidamente integrado por el suyo junto con el de su cónyuge o alguno de los otros miembros y deberá alcanzar, en ese caso, la suma de cuatro mil dólares (moneda de los Estados Unidos de América) mensuales. En cualquiera de los casos deberá tratarse de ingresos que puedan seguir siendo percibidos, aunque la persona no se encuentre en su país de origen.
ARTICLE 10 – Status of Remote Worker or Service Provider
Foreign persons who intend to enter and remain in the country under the migratory category of non-resident, stay subcategory, Remote Worker or Service Provider must meet the following requirements:
a) Proof that they receive a stable monthly salary, fixed income or an average monthly income, during the last year, for an amount equal to or greater than three thousand dollars (currency of the United States of America) or its equivalent. If the applicant chooses to request benefits for their family group as well, the aforementioned amount of income to be demonstrated may validly be integrated by their own income together with that of their spouse or one of the other members and must reach, in that case, the sum of four thousand dollars (currency of the United States of America) per month. In any case, it must be income that can continue to be received, even if the person is not in their country of origin.
Work Permit & Work Visa:
If you plan to work legally, applying for a work visa or permit is essential. This allows you to live and work in Costa Rica without issues.
The least likely path to transitioning to life in Costa Rica is by gaining employer sponsorship. When I lived in a similar Latin American country they had a saying “chase dollars not pesos.” That sentiment rings true in any lower cost of living country. A skilled worker in Costa Rica is getting paid the equivalent of $3.95 per hour, so securing employment locally will not produce a very comparable standard of living.
Permanent Residency:
After living in Costa Rica for three years with temporary residency, you may apply for permanent residency. This status lets you enjoy most rights of a citizen, except voting.
Remember, each visa type has specific requirements and application processes. While I have indicated portions of the laws being referenced these excerpts are not complete.
Make sure you prepare your documents and submit your applications early. Understanding these options helps you find the best fit for your life in Costa Rica.
Cost Of Living In Costa Rica
When you think about moving to Costa Rica, it’s important to understand the cost of living. The cost can vary depending on where you choose to live. Life in the city is different compared to rural areas.
For a one-bedroom apartment, you might pay around $600 per month in the city. In rural areas, it could drop to as low as $120.
Opening a local bank account is a requirement for most immigration paths. Using a Costa Rican bank can help you manage your finances, especially when paying for rent or utilities.
Real estate in Costa Rica can be quite affordable. If you’re considering buying property, remember that property taxes are generally low. This can make real estate a more attractive investment.
On the whole, Costa Rica offers a lower cost of living compared to many other countries. A single person can live comfortably on $1,500 to $2,000 per month. Families might need around $3,000 to $3,500.
Moving to Costa Rica can provide an affordable and enjoyable lifestyle if you plan carefully and choose the right location.
Housing Options for Expats
Finding housing is one of the most important steps when moving to Costa Rica. Many expats choose to rent first, especially in popular places like San José, Manuel Antonio, and coastal towns. Long-term rentals can be affordable, but prices are higher in tourist areas.
Buying real estate is an option, but foreigners should research property taxes, legal requirements, and the overall cost before purchasing. Some choose gated communities for added security, while others prefer the charm of small towns. Expats often find better deals outside of major cities, where the low cost of living is even more noticeable.
Short-term rentals on Airbnb can help while exploring neighborhoods. The relocation process is easier with the right local connections, so working with an expat-friendly real estate agent is recommended. Whether you want a modern condo or a beachfront retreat, Costa Rica has something for every budget.
Everyday Life As An Expat In Costa Rica
Moving to Costa Rica is an exciting adventure. As an expat, you’ll quickly notice the warm weather. The tropical climate is perfect for enjoying the outdoors. You can explore beautiful beaches, hike through lush rainforests, or just relax in the sun. The rainy season does bring heavy downpours, so be prepared with a sturdy umbrella or raincoat.
Learning the local language is helpful. Spanish is widely spoken, and knowing even a few phrases can make daily life easier. Don’t worry if you aren’t fluent right away; Costa Ricans appreciate the effort, and many locals speak some English.
The pura vida lifestyle is all about being relaxed and enjoying life. Costa Ricans are friendly and laid-back, and you’ll find that life moves at a slower pace here. This is great for people looking to escape the hustle and bustle of city life.
Getting around can be an adjustment. Public transport is available in most areas, but it may not be as punctual or frequent as in your home country. Many expats prefer to drive, though traffic can be challenging in larger cities.
Outdoor activities are abundant. You can go surfing, zip-lining, or explore volcanoes. There’s plenty to do for those who love nature. For digital nomads, Costa Rica offers many coworking spaces with stunning views. These spaces allow you to work while enjoying this paradise.
While the first years might have some challenges, embracing local culture will enrich your experience. I always like to point out how differently your integration experience can be based on not just the city, not just the neighborhood, but in fact the exact block that you end up on. If your first surroundings don’t suit you, I highly suggest trying a different block and not giving up entirely.
Healthcare In Costa Rica
Moving to Costa Rica can be a great choice for accessing affordable healthcare. The country offers both public and private healthcare options. Caja Costarricense de Seguro Social (CCSS), or “Caja,” is the public system. It provides universal coverage.
The public healthcare system is open to residents and registered expats. It includes services like medical visits, tests, and surgeries.
You can also choose private healthcare. It offers faster service and more personalized care. Many people opt for a mix of public and private services.
Private insurance is available to cover additional costs. This can be a smart choice for those who prefer private hospitals or need specialized care.
Here’s a quick look at the options:
| Type | Features |
|---|---|
| Public System | Affordable, universal care |
| Private System | Fast service, more options |
Both systems have a good reputation. The medical staff is often well-trained, and many doctors speak English. When considering moving to Costa Rica, healthcare is a significant benefit.
Safety In Costa Rica
When considering moving to Costa Rica, it’s important to know about safety. Generally, Costa Rica is known for being one of the safest countries in Latin America. The crime rate, especially for violent crimes, is relatively low. It’s a peaceful place with welcoming locals.
It’s wise to stay alert and mindful, just like you would anywhere else. Petty crime, like pickpocketing or purse snatching, can happen in crowded places. Keeping your belongings secure and staying aware of your surroundings goes a long way in ensuring your safety.
The country has a reputation for being safe for solo travelers, including women. Its stable government and friendly atmosphere contribute to this. You can feel at ease as long as you practice common sense.
Taking steps like locking up valuable items and avoiding poorly lit areas at night can help maintain your peace of mind. These measures are good practices for any traveler or resident.
Hardest Parts About Life in Costa Rica
Moving to Costa Rica is exciting, but adjusting takes time. The application process for residency and setting up a legal resident status can be slow. Many services require multiple visits and paperwork, such as getting a birth certificate approved for visas.
Expats often struggle with the language barrier, especially in small towns. While English is spoken in major cities, learning Spanish is essential for daily life. The slower pace can be frustrating, as things like banking, repairs, and government services take longer than in North America.
The rainy season can be intense, with heavy downpours and occasional flooding. Some roads become difficult to navigate, especially in rural areas. Despite the laid-back lifestyle, the transition to Costa Rica’s unique way of life can be a challenge for newcomers.
How To Plan Your Move To Costa Rica
Planning can make moving to Costa Rica an exciting adventure. To start, gather necessary paperwork like birth certificates and passports. All documents will need to be translated into Spanish.
Visa Process
Research visa requirements based on your reason for moving. Apply early to avoid delays. For many, tourist visas are a good start, but be sure to explore longer-term options if you’re planning an extended stay.
Budgeting and Finances
Evaluate your finances for your move and living expenses. Costa Rica can be affordable, but costs can add up. Consider expenses like housing, daily needs, and healthcare. It’s wise to have a budget in mind before you relocate.
Booking Your Flight
Get your plane tickets once your documents and finances are in order. Look for deals and book early for better prices. Arrival timing is also important, so choose a date that allows you a seamless transition.
Housing and Accommodation
Research neighborhoods to find a place to live that suits your lifestyle and budget. Renting is a common choice. In the past I have Airbnb hopped while my family and I explored various neighborhoods on foot looking for the right housing. Many expats also join online forums to get local insights on housing.
Language Preparation
Knowing some Spanish can make your transition smoother. Consider taking classes or using language apps to build your skills. Connecting with locals can help you practice and immerse yourself in the culture.
Is Moving To Costa Rica A Good Idea For You?
Thinking about a fresh start in Costa Rica? This country offers beautiful landscapes and a relaxed way of life. It’s a popular choice for many.
Costa Rica’s population of around 5.15 million enjoys a stable democracy and high literacy rates. While it might be cost-friendly compared to the USA or Europe, legal processes can be tricky. Over 90% of American expats return within a year. Being an expat can be difficult and requires a resilient mindset.
Costa Rica can be a good place for retirees and adventurers, with warm weather and friendly locals. Before you decide, consider your reasons for moving to Costa Rica and research thoroughly. Evaluate your priorities and lifestyle.
Almost always, first time expats confuse vacation life with real life as a resident. Don’t put on rose colored glasses by romanticizing life as a Costa Rican expat.
