Moving to Chile from the U.S. [Best Expats Guide]

If something in your gut is pulling you to consider moving to Chile from the U.S. then this article is for you. 

In geography I learned about Chile as the long narrow country in South America. But, you might not know that Chile includes many chains of islands, 43,471 to be exact. Among them is the famous Easter Island with those unexplainable moai statues.

Chile is one of the best places for people looking to have endless adventures in their new country. No tourist could ever hope to explore all the marble caves, hidden lakes, or take in all the glacial views.

Skip to:

• Can You Retire in Chile?
• Family Life in Chile
• Pros & Cons of Living in Chile
• Best Areas of Chile for Americans
• Visa Options for US Citizens
• Cost of Living in Chile
• Life in Chile as an Expat
• Plan Your Move to Chile

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Why Americans Are Moving To Chile

Are you thinking of moving to Chile from the US? I think this is the perfect new home for restless travelers. Instead of exploring a concrete jungle like New York, you can hop on a boat and go explore fishing villages, the Atacama Desert, or volcanos nestled between fjords.

The reduced cost of living and overall community-oriented lifestyle make it an obvious improvement from your home country. You will find a slower pace of life, clean cities, and delicious food.

The economic opportunities are a bit tougher because wages are so low and Chilean work culture is a lot more relaxed than the grind culture of America. There is high speed internet so most U.S. citizens will have better luck working remotely and bringing in U.S. dollars for living expenses.

Who I Am & How I Can Help You Move Abroad

I’m Veronica, an American expat who left the grind behind and built a life of global freedom. If you’re ready to move abroad but feel stuck on where to go, how to qualify for a visa, or what to do next, I can help.

My Exit Plan Coaching Call is designed to give you a clear, step-by-step plan to make your move happen—whether you’re a digital nomad, retiree, or relocating with family. We’ll map out the best visa options, discuss affordable living, and create a strategy tailored to your financial situation and goals. 

Don’t let uncertainty hold you back—book your Exit Plan Call today and start your journey abroad with confidence. [Schedule your call here →]

Retirement In Chile

Retiring in Chile from the US is a great choice. The country offers a beautiful environment and a relaxed lifestyle. Due to its safety and political stability, Chile stands out as one of the more appealing destinations in South America.

Cost of Living

The cost of living in Chile is generally low, although it varies by location. Santiago can be expensive, so you might want to explore smaller towns.

Second Home Possibilities

Some retirees purchase a second home in Chile. This can be a wise investment if you travel between Chile and the US. Owning property is relatively straightforward for foreigners.

Life In Chile For Families

When moving to Chile from the US, family life comes with many opportunities. Chile has a blend of modern conveniences and traditional values.

Education is a top priority. Public schools are available, but many families opt for private or international schools. The private system is in English, which is usually better for international students.

Life in Chile also emphasizes community and family activities. There are many parks, museums, and cultural events that you and your family can enjoy together.

Chile is generally considered safe for families. The cost of living is lower than in the US, which can make a big difference for family budgets.

One of the great things about living long term in a country is the ability to tap into once a year events that tourists miss.

Pros Of Moving To Chile

Chile is a great place to call home, especially if you’re considering moving from the US which is rapidly disintegrating. Its high quality of life is backed by a thriving economy and stable political environment.

Chile offers stunning coastal views of the Pacific Ocean and an impressive range of geographic diversity. From mountains to beaches, there’s a lot to explore.

The rich history of Chile adds to its charm. Known as the “country of poets,” it has a strong cultural heritage, making it an exciting place for anyone interested in arts and literature.

Chile is an inviting destination for digital nomads due to its reliable internet and infrastructure, which makes remote work feasible. Being in the east coast time zone allows continuity for employment or online schooling.

You will have a seamless move into their high standard of living society. Chile offers an excellent healthcare and education system.

Economic opportunities for foreigners are available in the tourism industry.

Cons Of Moving To Chile

Language Barrier

If you’re moving to Chile from the US, you might find the language a challenge. Companies looking to recruit into high level professions will be looking for Spanish speakers in most cases.

Education Costs

Private schools will require tuition and many families feel that expense is a stretch. But, compared to European countries the schools are relatively affordable.

Corruption and Crime

There are concerns about corruption and crime in Chile. It may not always be in the news, but it’s something to be aware of. Keeping informed and taking safety measures can help you navigate this issue.

Immigration Changes

In recent years, more people are moving to Chile, including from the US. This has led to some changes in living conditions and immigrant visa policies. It’s important to stay updated on such regulations and how they might affect your move.

Same-Sex Marriages

If you’re in a same-sex marriage, it’s useful to know that Chile just recently legalized same-sex marriage in 2022. Acceptance and rights are improving, but they might not be the same across the country. This can affect your experience living there.

Best Cities In Chile For Expats

When moving to Chile from the US, you will find many wonderful cities to choose from.

Santiago is the vibrant capital of Chile. It offers a mix of modern living with a touch of history. You’ll find more job opportunities here and a lively cultural scene.

Valparaíso lies on the coast and boasts colorful houses and a unique charm. Its artistic vibe attracts many expats looking for a creative atmosphere.

La Serena is known for its picturesque beaches. This city combines a relaxing coastal lifestyle with historical roots. It’s perfect for those who love the sun and sea.

In northern Chile, consider Antofagasta. It’s a gateway to the Atacama Desert, one of the driest places on Earth. The city is rich in natural beauty and industrial growth.

Concepción is another great choice. Located in central Chile, it offers a mix of natural landscapes and urban convenience. The growing economy attracts many expats.

For those seeking adventure and nature, Puerto Montt near the national parks is ideal. Explore the enchanting landscapes and island chains in southern Chile.

If you’re dreaming of a remote retreat, Easter Island is a unique option. Known for its mysterious statues and rich history, it’s unlike any other place.

Americans In Chile

If you’re thinking about moving to Chile from the US, you’re not the only one. Around 17,000 Americans have made Chile their new home. 

Chile is one of those old school popular expat destinations that became popularized by hippies. While there isn’t data on the age of expats in a country, I would guess the vast majority of them are collecting social security.

How To Legally Move To Chile

There are two different types of visas my clients would typically qualify for. Both options fall under the temporary residency visa category.

First you have the Pensión por Jubilación which is the retirement visa. The second option is the Rentistas which allows for passive income from real estate or investments.

These are technically different visas, but all the visa requirements are the same. 

You will need to prove to the Chilean consulate that you earn enough money to satisfy your basic needs as determined by the current minimum wage.

For ages 18-65 the expected wages must exceed CLP 529,000 per month, which is around $562.57. If you are under 18 or over 65 the income must exceed CLP 394,622 per month, which is around $419.66. These wage minimums fluctuate regularly and you should check with the Chilean immigration office to ensure the most up to date information. *accurate as of June 11, 2025

Cost Of Living In Chile

Adventurers moving to Chile from the US, will notice that the cost of living is generally lower. Rent in Chile is much more affordable, with costs about 73% less than in the United States, especially outside of Santiago.

Food and groceries are reasonably priced. Local markets offer fresh produce at lower costs. However, imported goods like your favorite American cereal or a specific brand of hot sauce, will be more expensive.

Monthly expenses like utilities, internet, and transportation will all be less than you’re used to. Public transport is widely used and cost-effective. A monthly train or bus pass is affordable.

Below is an estimate of prices for common items:

The Chilean peso is the local currency. Keep an eye on exchange rates when planning your budget.

Housing costs vary based on location. Well maintained homes in the city center are more desirable and will come with a more foreigner focused pricing.

Real Estate And Renting In Chile

Americans are not used to real estate agents being involved in the rental market. But, it is common practice for both renters and buyers to be represented by their own real estate agent.

In Santiago, a one-bedroom apartment typically costs about 500,000 CLP ($650). Smaller cities offer lower prices, around 350,000 CLP ($450).

Minimum Lease Terms

Typical rental agreements in Chile last 12 months. They will ask for detailed information like proof of income, references, and passports.

Landlords often prefer stable tenants who intend to stay long-term. It is absolutely within their right to deny renting to someone who doesn’t fit their desired renter profile. This is not a first come first served situation like the United States.

Household Goods

I am of the opinion that shipping your furniture and entire hoarder house to another country is crazy. International moves are already complicated enough without waiting 3-6 months for a container ship to arrive.

Purchasing A New Home

If buying property, ensure you work with a reliable real estate agent. The process may differ from the US, so research thoroughly.

Everyday Life In Chile As An Expat

Moving to Chile from the US will change your life for the better. Life as an expat in Chile combines modern conveniences with a rich cultural backdrop.

Chilean cities are generally clean and pleasant. You’ll notice the blend of historic and modern architecture.

Technology is up-to-date. You’ll have access to high-speed internet and modern telephone services.

The major religion in Chile is Roman Catholicism. Churches are prominent, and religious holidays are widely observed.

Major cities have a vibrant cultural scene with arts, music, and dance. Outside of the city limits you will find a slower pace and connection with nature.

Access To Healthcare In Chile

Chile offers both public and private healthcare options. If you have a work contract you can access the public system, which is FONASA. FONASA is funded by a mandatory 7% health tax from your salary. It covers a wide range of services at state-run facilities.

For those without a Chilean employer the private insurance route, ISAPRE is your option. ISAPRE is a private health insurance plan which usually costs more but provides faster access and a broader choice of specialists and hospitals. It might be a good choice if you want quicker care without long waits.

To access healthcare in Chile, you’ll need the Chilean ID number. This is essential whether you choose the public or private healthcare system. For expats, having this ID simplifies many bureaucratic processes, including signing up for ISAPRE or FONASA.

Most expats additionally supplement their healthcare with an independent international health insurance. Having a globally recognized policy from a company who understands the needs of American consumers can be a big weight off your shoulders.

Safety In Chile

Chile is known for its low crime rate compared to other Latin American countries. This makes it an attractive destination for those moving to Chile from the US. 

Most areas are safe, but staying alert in busy places is important. Pickpocketing can happen, especially in tourist-heavy areas. Always keep your bags close and avoid leaving valuables unattended.

Traveling in cities like Santiago? Be cautious around demonstrations. While not frequent, they can disrupt daily life. It’s wise to steer clear and stay informed through local news.

Using public transportation is generally safe. Just remember to keep an eye on your things. Buses and subways can get crowded, especially during peak hours.

If you plan to drive, knowing local traffic rules is key. Chile has a good road infrastructure, but traffic in cities can be hectic. Carry a copy of your driver’s license, just in case.

Basic safety tips:

• Carry copies of important documents.
• Avoid isolated areas after dark.
• Lock doors and secure windows in your accommodation.

Stay aware, and you should feel comfortable and safe in your Chilean adventure!

Challenges Of Living In Chile

Moving to Chile from the US can be an exciting adventure, but there are challenges you may encounter. One major hurdle is the language barrier. Spanish is the primary language, and not everyone speaks English. Learning Spanish can help you get by more easily and connect with locals.

You might experience culture shock when adapting to Chilean customs. Social norms, food, and traditions can be quite different from what you’re used to. Patience and an open mind can make the transition smoother.

Air quality can be an issue, especially in big cities like Santiago. Pollution levels may impact health, so consider this if you have respiratory concerns.

Public services, such as public education and public transportation have limited funding and may not suit your sensibilities. 

Business regulations can be quite strict. Starting a business may require navigating complex bureaucratic processes. Being aware of the local legal landscape is important if you plan to work or start a venture.

These challenges might seem daunting, but with preparation and adaptability, you will find living in Chile a rewarding experience.

How To Move To Chile From The U.S.

Before your International relocation can begin you need to secure your temporary resident visa. The Chilean embassy will need to collect all your important documents including birth certificate, police clearance certificate, valid passport, proof of income, bank statements, and more.

The type of visa you are applying for will depend on your response time. Many people report that short-term visa categories such as the retirement or passive income visas can take up to a year to process.

Once you have been approved then it’s time to secure accommodations, apply for schools, and start searching for a vehicle. Decide what you will do for car insurance, renters insurance, and health insurance.

Make a plan for which furniture stores you will visit first. Pre-order your mattress to ensure you have something to sleep on right away.

Finally, manage your finances in advance of travel. Make sure you have access to funds through international banks or reliable money transfer options. Having access to money in Chile will make your transition smoother.

Is Moving To Chile A Good Idea?

Moving to Chile from the US sounds like a good idea to me. After years of experience advising expats it’s always obvious who has the mindset to live abroad and who doesn’t. If you are looking for reasons not to move to Chile, then you won’t.

South American countries are a different vibe than North Americans are used to. They have different mindsets and goals and ways of doing things. And it’s all beautiful.

Instead of worshiping corporations they build communities. You will find an honest culture with endless kindness and generosity. 

There is no perfect place to live, but there are a lot of amazing places you would be lucky to call home. Chile is definitely a South American country you should consider.

FAQ: Moving to Chile from the U.S.